As an insurance claims professional or risk manager for a large employer, you know that not every incident that occurs on your property is a compensable workers’ compensation claim. Two of the most effective defenses involve injuries stemming from voluntary...
Defending New York State Insurers And Employers
Since 1967
Year: 2025
How can companies prove a worker’s injury wasn’t job-related?
The workers’ compensation claims process is typically straightforward. Employees get hurt on the job. They report their injury. Their employer drafts an incident report and can even initiate the workers’ compensation claim on behalf of the employee in some cases. The...
Employees under the influence and workers’ comp
Most employers are aware that while workers’ compensation is typically a “no-fault” insurance wherein workers can get benefits even if their own negligence or mistake caused their injuries. However, there are exceptions to this rule. They include instances when...
Recognizing fraudulent workers comp claims and what to do
Workers' compensation fraud happens when someone lies about a work-related injury or accident to get money or benefits. This is a serious crime in New York State, and people who commit it can face big fines or even go to jail. What does workers' comp fraud look like?...

